Housing affordability for young people in Europe: a comparative overview

Ultima actualizare Luni, 30/03/2026

New Youth Wiki report maps housing affordability challenges for young people in 34 countries, highlighting policy gaps and solutions to improve access to quality housing.

Do young people in Europe have access to affordable, quality housing? The new report “Youth access to affordable and quality housing. A comparative analysis of national policies” examines this question across 34 countries, highlighting a growing challenge affecting young people’s independence and well-being.

Access to housing is a key social right under the European Pillar of Social Rights, yet many young Europeans struggle to secure adequate housing. Recognised as a “social crisis” by European Commission President Ursula von der Leyen, housing affordability is now a major EU priority, reflected in the European affordable housing plan launched in December 2025. 

Data show the scale of the issue. 

• In 2024, 27% of young people aged 15–29 lived in overcrowded housing, rising to 42% among those at risk of poverty.
• Over 10% of young people aged 20–29 faced housing costs exceeding 40% of their income, well above the 30% affordability benchmark. 
• Severe housing deprivation affected 7% of young people, compared to 4% of the total population.

The report identifies key gaps and policy needs. 

• Social housing remains insufficient in many countries, requiring increased investment and stronger public-private cooperation. 
• Support for renting is limited, with fewer than half of countries offering targeted measures. Expanding means-tested housing allowances could improve affordability.
• Housing policies rarely address differences between rural and urban areas, despite distinct challenges such as limited services in rural regions and high costs in cities. More targeted approaches are needed, including renovation of unused housing and incentives to mobilise vacant properties.
• Vulnerable groups need better support, particularly young migrants and refugees, who face administrative barriers and discrimination in accessing housing.

Integrating youth perspectives across housing, education and employment policies is essential to ensure effective solutions. This comparative report provides key insights for policymakers, stakeholders and youth organisations seeking to address one of the most pressing issues facing Europe’s young generation.